Bank Your Account


I’m a teacher with a limited income. (How’s that for redundant?)

I contribute to my retirement funds, pay my bills, pay for my daughters’ violins, symphony fees and lessons. After that, I don’t have much left. And I don’t feel like I can treat myself to a manicure or purse. I just put the little morsels in savings, paycheck after paycheck.

But I’ve been finding myself feeling a bit empty. Do you know how Stephen Covey says you need to be mindful of emotional bank accounts in your relationships? I believe this pertains to the relationship you have with yourself, as well.

I decided to invest in myself and I have not felt this good in a very long time. I’m taking a class. It’s not cheap. But I believe it will help me achieve a lot more than if I didn’t take it. I feel empowered. Invigorated. Optimistic.

It might take just a small visit to a cupcake shop. It might mean you check yourself into a local hotel for a night or two to have peace and quiet to work on your screenplay. Or maybe it’s time for you to pursue that degree you’ve always dreamed of. Only you know for sure what will make a deposit into your own emotional bank account. But do it. Do what it takes. It will not only raise your spirits, but it’ll raise the spirits of those you love and who love you.

Two days ago, a car was t-boned right in front of me. My daughter was with me, sitting in the front passenger seat. The car flipped and landed upside down just 8 feet from my car. When it was in the air, I thought it might land on us. It didn’t. I realized at that moment – life is really short and unpredictable. When you’re on your deathbed, will you have regrets? That would be the saddest thing of all. It’s up to you. What are you waiting for?








7 thoughts on “Bank Your Account

  1. Hi,
    I enjoy reading your posts (and I love that you don’t ramble on like some haha!), but after this post, where you mention your limited income as a Teacher, I thought I’d mention my own website.

    It’s a Home Exchange website just for Teachers and people who work in schools. Members can exchange homes as many times as they like. Annually, it’s about USD$30 (depending on the daily exchange rate from GBP£) and our goal is to enable lots of lovely holidays for hardworking teachers (I’m married to one). There’s no hidden costs or extras.

    You can have a look for yourself here: and the Code: HAPPYDAYS555 will get you your first year for free.

    If you have any questions, please let me know – I’d be delighted to help. And I’d be ever so grateful if you passed this on to anyone else you know that might be interested – my own personal challenge is to market my website on very limited funds! 🙂

    Kindest regards


  2. The incident you’ve witnessed was unfortunate but thankfully you and your daughter are alright.
    I agree, it is really important that we invest on relationships, especially with ourselves. If we’re better, others will benefit from us as well.
    Nice post.


  3. I spent $10k for my rabbinic training program. I discussed with my brother how wise it was for me to divert my retirement funds into schooling.

    Yes, I have $10,000 less in my IRA, but I certainly have no regrets!

    Love you❣️


    R. Howard M Steiermann 415.695.9155



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