art, money, motivation, Personal Success, relationships


Carrot and Stick


You want it.  You work for it. You fail to secure it.

You still want it. You work again. No go.

You’re persevering! You’re trying! What’s wrong?

Perhaps it’s time to create it yourself?




money, Personal Success

True Wealth


My sister gifted this book to me for my birthday, along with a magnifying mirror:


Thus, I’m becoming knowledgeable about microcredit and I have a freshly tweezed face.

I’m only on page 28, but this is what I’ve learned thus far:

Mr. Yunus has been involved with working for the benefit of poor people in India for most of his life. He is now 77. Through his work, he has enabled the poorest of the poor to gain credit, become entrepreneurs and thus, productive members of society.

The American economic system works in the favor of the rich. This is plainly obvious. Our banks do not believe in our poor. We believe that given credit, the poor will never pay the debt back. However, Yunus says his experience is the opposite: his Grameen Bank “lends over $2.5billion in U.S. currency a year to 9 million poor women on the basis of trust only.” The repayment rate? 98.96%!

Grameen Bank has 19 branches in the U.S. with “86,000 borrowers, all women*, who receive business startup loans averaging around $1,000. As of 2017, the loans disbursed…total over $600 million, and the repayment rate is over 99%.”

Yunus believes our emphasis on GDP is inaccurate and incomplete. We are not taking account the “Whole Person” in our economy. Our focus is on the selfish and our system is based on rewarding the selfish. So what do we get? Corruption, inflation and more and more people in poverty.

This man’s work is proof that it only takes one person to make an enormous difference globally. The secret? See a need, work to fulfill that need to help others and do not focus on fame or wealth. (Never mind that Yunus has a net worth of $10million and he won the Nobel Peace Prize!)


*You might wonder why Yunus is loaning money to women: He wanted to help the poorest of the poor.


Personal Success

Know Thyself

Robert “Bilbo” Walker

“I didn’t want to open in town, because in town, they got too many rules. Out here, we ain’t got no rules.”

Robert “Bilbo” Walker, Founder of Wonderlight City (a juke joint)*


If you build it, they will come. Just build it to your specifications.



*From Great Big Story



Personal Success, writing




I am a HUGE fan of James Altucher. He’s creative, honest and authentic. I absolutely believe in his assertion that we must choose ourselves. He’s the reason I’m finally self-publishing my children’s book (which I’ve mentioned before).

If you’re interested in self-publishing, check out’s program CreateSpace.


Choose yourself!

Update: all the illustrations are done. Now, I’m working on the manuscript errors. I had 3. My laptop is super old, so it’s very slow in processing.

Untitled presentation

Tonight is all about editing. I’m enjoying the process and I’m learning a lot. My daughters, ages 13 and 15, were the illustrators. I will cherish this book for the rest of my life.

Happy Saturday night!






money, Personal Success

4 Ways to Creative, Financial Freedom

I have been following Deep Space Sparkle  by Patty Palmer for years. I’ve watched her grow from an art teacher writing about her passions to a full-fledged entrepreneur with one of the most generous websites I’ve ever landed on.

Yesterday, I told you about Teachers Pay Teachers, a website where you can post your hard-earned work and start getting paid for it. Patty has created her own website and offers curriculum for sale (as well as a lot of FREE valuable resources).


In her latest podcast, she reviews and shares her successes as a teacher and businesswoman. Teachers are some of the most creative, loving people you will ever meet, but it’s hard for them (us) to ask to be paid what we’re worth. Here are some of Patty’s tips for success while leaving your love of teaching intact:

  1. Enjoy – really enjoy – your teaching right now. Use this opportunity to experiment with your students…see what works. Bring your best each and every day.
  2. Start selling slowly. Use Teachers Pay Teachers, or start your own website. Don’t quit your job to do it, just begin.
  3. Create your curriculum based on your passions, don’t look to children or their parents for direction.
  4. Learn new skills! Have fun as you learn. It’s never too late.

One (of many) things I love about Patty’s site is that she emphasizes the importance of living and loving the present moment. This is what Kismet is all about. The paradox of success: In order to “get there”, you need to “be here.”





Personal Success, writing

Self-Publishing “Esther, Mia and the Stars”


I’m a newbie to self-publishing. I wrote about my children’s book a couple nights ago and I’m going to share my learning process with you in this blog. My hopes are two-fold:

  1. This will hold me accountable and make me DO IT; and
  2. You will follow along with me and get your book published too!

Coincidentally, (and doesn’t the universe provide when you with what you need when you express your desires out loud?), I was reading Choose Yourself by James Altucher and he has a chapter on self-publishing! He recommends using I know there are a kajillion other sites and ways to do this. I’m going to try this first. They have a step-by-step process built in for you and you can then sell through

Tonight, I signed up. Each night, I will do something to get closer to publishing and share it here. But for now, I have to make lesson plans for the week. I spent most of today cleaning and taking my daughters to the mall. One had Girls Day Out (she had a fantastic time with three friends) and the other needed to pick out a Homecoming dress. Done!

Processed with VSCO with p5 preset
My Beautiful Fresh(wo)man

I also made progress in re-typing a short story I wrote over 13 years ago (I lost the Word doc, but had a hard copy).

As long as I make consistent progress in these areas, I’m happy. As a wise woman once said:

You can have it all, just not at once.

Oprah Winfrey