Sunday Suggestion

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This week’s suggestion is an overall recommendation to “go for it.” Stretch yourself. Take a risk. Invest money and time in yourself to be better.

I’ve been teaching for over 11 years and the subject of pursuing “National Board Certification” has come up multiple times. Each time, I dismissed it immediately, based on what I had heard as simply “extra work” for an empty title. But the people who have been saying that are people who did not pursue the NBCT. 

Recently, a colleague (who IS certified) spoke highly of the program. I attended two meetings this week and I’m now completely ALL IN. I’m going for it. I don’t even care about the title or the actual certification. It’s the process….the four modules will require me to create, re-create, and reflect on my teaching process with students and their parents. I have discovered a renewed sense of respect of the profession. Teachers create the certification process for NBCT. How refreshing: Teachers having control of an education program.

Yes, it it will require a huge time commitment. But it will be worth every minute to gain a heightened awareness of my teaching process: be the best teacher I’ve ever been, be able to mentor others, gain confidence and forge new friendships on district, state and national levels!

If there is something you’ve been considering, but worry about the time or expense, ask yourself, “What is the cost if I don’t do it?”

 

Some trivia: Did you know that although Arizona is often in the bottom 3 in terms of investment toward public schools, we rank anywhere from 12th to 16th in number of National Board Certified teachers in the nation? Teachers in AZ are working hard in their profession – despite the bum rap – for our students.

 

Bullet Journal and Financial Tips

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Thought I’d take a chance and be vulnerable. Share.

Above, my journal entry for yesterday and today.

Below, my financial tips that have helped my husband and me reach our goal of $1,000,000.

I know it’s totally taboo in America to talk about salary and net worth. But I really want to help people who struggle with money. 

I’m a teacher, for Pete’s sakes.

I don’t make a lot, but I also don’t spend a lot. I started my career in radio and I made $17,000 a year. I ate pasta for breakfast, lunch and dinner until I developed a food allergy. Of course, I was unable to save for retirement during that time. I don’t have regrets: I met Gloria Steinem (she’s a goddess!), the lead singer of Simply Red (he was a jerk) and Lou Diamond Phillips (swoon)!  I befriended Steve, our Program Director, who encouraged me to be a writer. So, I don’t regret that year, but it was an entire year that I did not save or invest money.

My next job: administrative assistant in a money managing firm. Wow, did I learn a lot. I learned about stocks and investing and I started my 401K.

There are two things I recommend you do ASAP:

  1. Start a financial spreadsheet with every asset you own…how much you own. Also, keep track of your debt (credit cards, mortgage, etc.) and make a plan to pay them off immediately.
  2. Another Must Do: start an IRA. Contribute to your company’s 401K.

If you can, find an excellent financial advisor. We did this and I attribute much of our success and wealth to him. You’ll need to do research and be financially savvy. NEVER simply hand over your finances to someone. ALWAYS know what is going on with your money! And don’t be shy about telling him/her what you want to sell and what you want to purchase.

Owe Vs. Own

Guess which one you want to grow?

Maybe you have a lot of debt. Maybe you have no debt but very little savings. Whatever you dream for yourself, you can do it! Just make a plan and begin.