Health, money, motivation, Personal Success

Want to be a Millionaire?

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W is for Wealth and Wisdom*

What I know through years of experience:

 

 

*Part of my alphabiography project

 

 

Personal Success

Podcasts & Productivity

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Photo by Jonathan Velasquez

A year ago,  I read the book “The $100 Startup.”

I hardly remembered what I read, but I recently listened to a podcast (Optimal Living Daily) where the podcaster reviewed this book. The big takeaway (among many) is that people spend an awful lot of time trying to blaze their own trails to success when they can simply follow someone who has already achieved what they want.

The reasoning, Justin (podcast host) believes, is because it feels good to try to create our own means and methods. But if you really want to achieve your goal(s), the most efficient way is to simply follow what someone already did.

This makes sense! Why reinvent the wheel?

We feel good and effective as we blaze our own trail, because we feel so busy.

But do not confuse “busy” with “productive.”

Check the podcast out, he covers many great writers and entrepreneurs. Justin’s voice is very even and mellow. It was easy to listen to as I walked my dog.

 

 

Personal Success

Wishes

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When I was very young (maybe five years old),  my mother made rings out of dandelions. She’d pluck the weed and create a knot with the stem and, smiling, put the ring on my finger. I felt special and lucky. Within hours, the dandelion wilted, the yellow flowers tinged with brown. It was my first lesson of impermanence.

We were poor and a part of me knew it, but mostly, I was blissfully ignorant. I reveled in the smell of burning wood in the Iowa autumn. I loved the dandelion rings my mother made and I loved watching “The Muppets” on TV. All of this was (relatively) free. I thought everyone had a father who came home exhausted and discouraged. I thought everyone shared one bathroom in their family. I thought everyone fought over money.

I’m a lot older now and I have learned this: wishing for “stuff” always leads to disappointment. Nothing you can buy will deliver anywhere near the satisfaction of smelling burning wood on a Midwest autumn evening, or watching the “Muppets” on a chilly Halloween night or wearing a dandelion ring your mother makes just for you.

Nothing.

 

 

 

 

 

 

 

 

money, Personal Success

Money Is Only a Tool (Ayn Rand)

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What are your beliefs about money? That you’ll never have enough? That only greedy people are rich?

Money is energy. You receive it in return for your work. If your work is valuable, you will receive currency. Focus on the giving and the rest will take care of itself.

We make a living by what we get, but we make a life by what we give. –Winston Churchill

Funds (like people) escape those who squeeze too tightly. Do good work, serve people generously, and wealth will come.

money, Personal Success

Of Pastries and Pity

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Ava’s doughnut, minus the tax.

Willey and I teach our girls life lessons. Here are a few examples:

  1. Beware of insecure people. They lack self-love and thus, have no love to  give to you.
  2. Cheap shoes are never worth the savings.
  3. Cheap razors, however, are a wise choice. They are disposable for a reason.

And a biggie:

Taxes are painful and  unavoidable. I illustrate this lesson kinesthetically using doughnuts. Here’s how it goes:

Ava gets her doughnut. She wordlessly hands it to me.

“Tax,” I proclaim, as I take a big bite.

I hand it back to her.

She eats the rest.

As in life, taxes are especially bitter when taken out of your bonus check.

To drive this home, Willey will take tax out of their steak dinners or fancy pasta dishes when we go out. If hangry, the girls are driven nearly to tears.

Hey, it’s for their own good.

“Tough love,” I think they call it.

Personal Success

The Only Book You Need…

for money guidance is this one:

tobias

This would make an EXCELLENT gift for a student going away to college. If I had known this information at that age, I’d be RICH!

It’s never too late to learn about investing and saving.

You’ll learn about: Minimal Risk (savings and tax strategies), The Stock Market, and Family Planning.

I read Tony Robbins’ Money: Master the Game  and I believe this one is better, because it’s more simplified and provides a lot of practical advice.

Check it out!